The crime we call “Identity Theft” consists of someone using nefarious means to gather enough personal information about a target individual to fradulently represent themselves as that target with a goal of establishing and/or using credit in the target’s name.
End result: some innocent gets a huge bill, a credit hit that takes a long time to resolve, and all the stress that goes with those things. Yep, it sucks.
But calling it identity theft is just plain foolish: it’s fraud. Yes, criminals are using fraud as a means to commit theft — they are stealing funds from creditors by pretending to be someone they aren’t. That part is, in fact, “theft by fraud“.
The term identity theft, though, implies that the victim’s identity is stolen; that’s insane, since the definition of steal includes depriving someone of property. If I’m a victim of this type of fraud, my identity may have been compromised, but it hasn’t been stolen — I am still the person I was before the crime, and I can still prove it.
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